The Home Buying Process
Buying a home is one of the biggest milestone for you to achieve, whether it’s your first dream home or the investment property.
I know how important it's to you. That is the key reason I make sure that I find the perfect property for your unique circumstances. I know the current market in real estate, and I'll educate you throughout the buying process.
Start Your Home Search
Learn the Real Estate
When Buying a Home, Start by Making a Wish List and Setting a Budget
Choose a Lender to get you Pre-Approved for a Loan
Self-confidence is the first requisite to great undertakings. Therefore, I start by empowering your real estate knowledge to make you more confident so you can make informed decisions.
Meet with your Loan Officer to get pre-approved for a loan amount before the search starts. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.
Get Listing Alerts
Save and See Listings
Be the First to Know When a Property Hits the Market
Favorite Properties and Tour Homes with Me
Reach out to me to schedule an in-person showing.
I'd be happy to walk you through the homes and answer any questions you have to get started.
Making an Offer
& Doing Due diligence
When You Find a Home you Love, I will help you Submit a Right Offer.
I'll be with you till the end.
I'm skilled negotiator who knows how to get you the best price and value possible as per the Market. Once offer has been accepted I'll help you navigate through inspections, appraisals, and closing in a stress-free way.
Financing
Demystifying Home Loans
Application & Processing
Signing the Final Disclosure and Finalizing the Loan
Mortgage process can be very overwhelming, but I will help you stay informed throughout the process, from pre-approval to closing. The first thing to do is consult with a mortgage specialist (or two). If you don’t already have someone in mind, I have worked with some of the best lenders in the industry, and I'd be happy to introduce you, so you’ll be taken care of.
When you find property you’re ready to buy, your lender will help you complete a full mortgage application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.
Once the mortgage is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys.
Closing
Taking the Ownership
Get the keys to your new home
Congratulate yourself, Home Owner!
Final Step is you get the keys to your new home and to get utilities transferred to your name.
Then, Last step- Throw a housewarming party, and make lasting memories in your new home. I'm so happy that you trusted me to help you through this exciting process.
